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Our Secret to Saving You Money

The secret to finding the best interest rate for your home is as simple as 1-2-3.

1. The first way we save you money is by not marking up the “Par Rate”.
   The “Par Rate” is the wholesale rate a mortgage investor charges before a lender, banker, or broker marks it up to increase their profits and/or commissions.

   How does this help you?

   The answer is simple: At Skyline Financial Corp.; we do not mark up the interest rate. We pass along the same wholesale rate to our clients. We make our money in the volume of loans we do, similar to the Costco model. We do not believe in hiding extra profit and/or commissions by marking up the interest rate.

2. The second way we save you money is by shopping your specific loan scenario through our Top 10 Mortgage Investors.

   How does this help you?

   At Skyline Financial Corp.; we use our proprietary best rate technology to shop for you. Here is how that works, as the day moves along approximately every 15 minutes we get notified as our Top 10 investors raise or lower their wholesale rates. Through out the day it continually ranks them from #1 (as the lowest rate) to #10 (as the most expensive). To save you money we place you with the #1 investor offering the lowest interest rate for your unique situation.

3. The third way we save you money is by educating all of our borrowers on the benefits of a Bi-Weekly Equity Builder Payment Program.

   How does this help you?

   The Equity Builder Program allows you to effectively reduce your interest rate down by a little over one full percentage point. It also shortens a typical 30 year loan down to 23-24 years and saves almost everyone well over $100,000 plus in excess finance charges.

Let us show you a combination of saving using 1, 2 or all 3. If you only allowed us to use one of our proven interest savings methods we would save you money, but if you will let us show you how to incorporate all three, we can show you how to maximize your interest rate savings.

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