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9 SECRET QUESTIONS YOU NEED TO ASK BEFORE YOU SELECT A LOAN OFFICER OR MORTGAGE COMPANY!

1. Can you give me the definition of “par rate”?
2. Do you mark up the “par rate” and make extra commission on yield spread?
3. May I have a list of your top 10 mortgage investors?
4. How does your company select the investor you will place my loan with?
5. Do you offer a formal bi-weekly payment program, so that I can pay off loan early and build equity faster?
6. May I have your firms Department of Real Estate or California Department of Corporation’s license number to verify you are in good standing?
7. What is your rating with the Better Business Bureau?
8. May I have the name and contact info of your broker of record and/or manager?
9. May I have the names and contact information of 3 clients that you have represented in successful transactions?

If you’re not getting the professional service and answers you want when you ask these questions, we would welcome the opportunity to assist you with your mortgage needs. Contact Us.